Terms and Conditions

1. Definitions and Interpretation

1.1 Definitions

In these Terms and Conditions, unless the context otherwise requires:

• "Company," "we," "us," or "our" refers to Homeland Advisory LLP and its affiliates
• "Client," "you," or "your" refers to any person or entity accessing our website or services
• "Services" refers to proprietary trading operations, investment advisory services, and related activities
• "Website" refers to https://homelandinvestment.in and all associated pages and subdomains
• "Agreement" refers to these Terms and Conditions along with any service-specific agreements
• "Personal Data" has the meaning assigned under the Digital Personal Data Protection Act, 2023
• "SEBI" refers to the Securities and Exchange Board of India

2. About Homeland Advisory LLP

2.1 Company Information

Registered Name: Homeland Advisory LLP
Registered Office: Chennai, India
Corporate Identity Number (CIN): ACT-2852
PAN: AASFH9717R
TAN: CHEH10405D
SEBI Registration Number: [Under process as applicable]

2.2 Business Activities

We are engaged in:

• Proprietary trading using firm-owned capital
• Investment advisory services (subject to separate agreements and SEBI regulations)
• Research and analysis related to financial markets
• Educational content and market insights

3. Acceptance of Terms

3.1 Binding Agreement

By accessing or using our website, you:

• Acknowledge that you have read, understood, and agree to these Terms and Conditions
• Agree to comply with all applicable laws and regulations
• Confirm that you have the legal capacity to enter into this agreement
• Accept our Disclaimer and Privacy Policy

3.2 Age Requirement

You must be at least 18 years of age to use this website or our services. By using our services, you represent and warrant that you meet this age requirement.

3.3 Legal Capacity

You represent that you have the legal capacity and authority to enter into this agreement and that you are not prohibited by law from accessing or using our services.

4. Website Use and Access

4.1 License to Use

Subject to these Terms and Conditions, we grant you a limited, non-exclusive, non-transferable, revocable license to access and use our website for lawful purposes only.

4.2 Prohibited Uses

You agree NOT to:

• Use the website for any unlawful purpose or in violation of any regulations
• Attempt to gain unauthorized access to any part of the website or systems
• Interfere with or disrupt the website's operation or servers
• Use automated systems (bots, scrapers) without written permission
• Transmit viruses, malware, or harmful code
• Collect or harvest user information without consent
• Impersonate any person or entity
• Engage in any activity that violates securities laws or SEBI regulations
• Copy, reproduce, or distribute website content without authorization
• Use the website to manipulate markets or spread false information

4.3 Account Security

If you create an account on our website:

• You are responsible for maintaining the confidentiality of your credentials
• You agree to notify us immediately of any unauthorized access
• You accept responsibility for all activities under your account
• We reserve the right to terminate accounts for violations of these terms

5. Services and Client Relationship

5.1 Proprietary Trading

Our proprietary trading operations:

• Are conducted exclusively with firm-owned capital
• Do NOT involve public funds or client capital
• Are NOT offered as a service to external parties
• Do NOT constitute an invitation or solicitation for investments

5.2 Advisory Services

If you engage our advisory services:

• A separate written investment advisory agreement is required
• Services are provided in compliance with SEBI (Investment Advisers) Regulations, 2013
• You must complete KYC procedures as mandated by PMLA and SEBI
• Fees, terms, and conditions will be clearly specified in the advisory agreement
• We will conduct suitability assessments before providing advice

5.3 No Guarantee of Services

We do NOT guarantee:

• Acceptance of any application for services
• Continuous availability of services
• Investment returns or specific outcomes
• That services will meet your specific requirements

6. Fees and Payments

6.1 Service Fees

Fees for our services will be:

• Disclosed in writing before service commencement
• Subject to applicable taxes including GST
• Payable as per agreed terms and schedule
• Non-refundable except as specified in service agreements

6.2 Payment Terms

• Payments must be made through legitimate banking channels
• Cash transactions above ₹2,00,000 are prohibited as per Income Tax Act, 1961
• All payments must comply with PMLA and anti-money laundering regulations
• Late payments may attract interest and penalty charges

7. Know Your Client (KYC) and Compliance

7.1 KYC Requirements

Before engaging our services, you must:

• Complete KYC procedures as mandated by Prevention of Money Laundering Act, 2002
• Provide valid identification documents (PAN, Aadhaar, etc.)
• Submit proof of address and financial documents as required
• Undergo verification processes as per SEBI guidelines
• Update KYC information periodically as required

7.2 Anti-Money Laundering

We comply with PMLA and related regulations. We reserve the right to:

• Verify the source of funds
• Report suspicious transactions to Financial Intelligence Unit (FIU-IND)
• Refuse service if KYC requirements are not met
• Maintain transaction records as per regulatory requirements

7.3 Investor Protection

We adhere to SEBI guidelines for investor protection including:

• Fair and transparent disclosure of all material information
• Maintenance of confidentiality and data security
• Avoidance of conflicts of interest
• Timely grievance redressal

8. Intellectual Property Rights

8.1 Ownership

All content on this website, including but not limited to:

• Text, graphics, logos, images, and photographs
• Software, code, and website architecture
• Research reports, analysis, and commentary
• Trademarks, service marks, and trade names

is the exclusive property of Homeland Advisory LLP or its licensors and is protected under:

• Copyright Act, 1957
• Trade Marks Act, 1999
• Information Technology Act, 2000
• Other applicable Indian and international intellectual property laws

8.2 Restrictions on Use

You may NOT without our prior written consent:

• Copy, reproduce, or distribute website content
• Modify, adapt, or create derivative works
• Use content for commercial purposes
• Remove or alter copyright notices or attributions
• Use our trademarks or branding

8.3 Permitted Use

You may:

• View and temporarily download content for personal, non-commercial use
• Print single copies for personal reference
• Share links to our website on social media (without misrepresentation)

9. Confidentiality and Data Protection

9.1 Confidential Information

During the course of our relationship, you may receive confidential information including:

• Proprietary trading strategies and methodologies
• Research, analysis, and market views
• Business processes and operational details

You agree to maintain such information in strict confidence and not disclose it to third parties.

9.2 Personal Data Protection

We collect and process personal data in accordance with:

• Digital Personal Data Protection Act, 2023
• Information Technology Act, 2000, and IT Rules
• Our Privacy Policy

10. Risk Disclosure and Investment Warnings

10.1 Market Risks

You acknowledge and understand that:

• Investment values can fluctuate and may result in loss of capital
• Historical performance does not guarantee future returns
• Markets are subject to various risks including economic, political, and regulatory changes
• Liquidity may vary, and you may not be able to exit investments immediately

10.2 No Guarantee

We provide NO guarantee or assurance regarding:

• Investment returns or capital appreciation
• Achievement of investment objectives
• Protection against losses
• Specific performance outcomes

10.3 Independent Decision

Investment decisions remain your sole responsibility. You should:

• Conduct independent research and due diligence
• Consult with qualified financial, tax, and legal advisors
• Assess your risk tolerance and financial capacity
• Read and understand all investment documents

11. Limitation of Liability

11.1 Disclaimer of Warranties

TO THE MAXIMUM EXTENT PERMITTED BY LAW:

• Our website and services are provided "AS IS" and "AS AVAILABLE"
• We make NO warranties, express or implied, regarding the website or services
• We disclaim warranties of merchantability, fitness for a particular purpose, and non-infringement

11.2 Limitation of Liability

WE SHALL NOT BE LIABLE FOR:

• Any direct, indirect, incidental, consequential, or punitive damages
• Loss of profits, revenue, data, or business opportunities
• Investment losses or financial damages
• Damages arising from website unavailability, errors, or interruptions
• Damages resulting from third-party actions or content
• Damages exceeding the fees paid to us in the preceding 12 months

11.3 Force Majeure

We are not liable for failure to perform due to events beyond our reasonable control including:

• Acts of God, natural disasters, or pandemics
• War, terrorism, or civil unrest
• Government actions, regulations, or restrictions
• Market closures or trading halts
• Technology failures, cyber-attacks, or internet outages

12. Indemnification

You agree to indemnify, defend, and hold harmless Homeland Advisory LLP, its directors, officers, employees, and agents from any claims, losses, damages, liabilities, costs, and expenses (including legal fees) arising from:

• Your violation of these Terms and Conditions
• Your violation of any laws or regulations
• Your violation of third-party rights
• Your use of our website or services
• Any false or misleading information provided by you

13. Grievance Redressal Mechanism

13.1 Grievance Officer

For complaints or grievances, please contact our Grievance Officer:

Name: Grievance Redressal Officer
Email: grievance@homelandinvestment.in
Phone: +91 7603889498
Address: Homeland Advisory LLP, Chennai, India

13.2 Complaint Process

• Step 1: Submit written complaint with details and supporting documents
• Step 2: We will acknowledge receipt within 3 working days
• Step 3: Investigation and resolution within 30 days (or as per SEBI timelines)
• Step 4: If unresolved, escalate to SEBI SCORES portal

13.3 SEBI SCORES

If you are not satisfied with our resolution, you may file a complaint on SEBI Complaints Redress System (SCORES): https://scores.sebi.gov.in

14. Termination

14.1 Termination by Us

We may terminate or suspend your access to our website or services:

• Immediately if you violate these Terms and Conditions
• If you provide false or misleading information
• If we suspect fraudulent, illegal, or suspicious activities
• For regulatory compliance reasons
• At our discretion with or without cause (for advisory services, subject to agreement terms)

14.2 Termination by You

You may terminate your use of our website or services by:

• Ceasing to access the website
• Providing written notice as per your service agreement
• Settling all outstanding fees and obligations

14.3 Effect of Termination

Upon termination:

• Your right to access the website and services ceases immediately
• Provisions regarding confidentiality, liability, and indemnification survive
• We will process exit procedures as per regulatory requirements

15. Governing Law and Jurisdiction

15.1 Governing Law

These Terms and Conditions are governed by:

• The laws of India
• SEBI regulations and guidelines
• Other applicable financial sector regulations

15.2 Jurisdiction

Any disputes arising from these Terms and Conditions or our services shall be subject to the exclusive jurisdiction of courts in [Your City], India.

15.3 Dispute Resolution

Before initiating legal proceedings, parties agree to attempt resolution through:

• Good faith negotiations
• Mediation or arbitration (if mutually agreed)
• SEBI grievance redressal mechanisms (for investment-related disputes)

16. Modifications to Terms

16.1 Right to Modify

We reserve the right to modify, amend, or update these Terms and Conditions at any time. Changes may be made to:

• Reflect changes in laws or regulations
• Improve clarity or address ambiguities
• Introduce new features or services
• Enhance security or compliance measures

16.2 Notice of Changes

• Updated Terms will be posted on this website with a revised "Last Updated" date
• Material changes may be notified via email or website notice
• Your continued use after changes constitutes acceptance

16.3 Review Requirement

You are responsible for regularly reviewing these Terms and Conditions to stay informed of any updates.

17. Miscellaneous Provisions

17.1 Entire Agreement

These Terms and Conditions, along with our Disclaimer and Privacy Policy, constitute the entire agreement between you and us regarding use of this website.

17.2 Severability

If any provision is found invalid, illegal, or unenforceable, the remaining provisions shall continue in full force and effect.

17.3 Waiver

Our failure to enforce any provision does not constitute a waiver of that provision or any other provision.

17.4 Assignment

You may not assign or transfer your rights or obligations under these Terms without our written consent. We may assign our rights and obligations without restriction.

17.5 Language

These Terms and Conditions are provided in English. In case of translations, the English version shall prevail.

17.6 Contact for Questions

For questions or clarifications regarding these Terms and Conditions:

Email: legal@homelandinvestment.in
Phone: +91 7603889498
Address: Homeland Advisory LLP, Chennai, India

Regulatory Information: Homeland Advisory LLP (CIN: ACT-2852) operates in compliance with SEBI regulations and other applicable Indian laws. For regulatory queries or investor education, visit www.sebi.gov.in or investor.sebi.gov.in